This property offers an assumable VA loan at 2.75% for qualified veterans. This unique Bells Island gem offers scenic views of both Coinjock Bay and the Currituck Sound. The property is nestled near the tip of the island with water views both front and back. With a budget exceeding $200,000 dollars, this property underwent a complete interior remodel in 2021. The bulk remodel included a complete kitchen demolition and remodel, complete primary bathroom demolition and remodel, new flooring throughout, new trim throughout, new paint throughout, tiled shower, glass shower doors, new vanities, new kitchen cabinets, new granite countertops, Viking appliances, new gas fireplace, and new front entry door. The homes mechanical systems have been addressed as well; new engineered septic system installed in June 2024, Heat pump compressor replaced in 2023, Hot water heater replaced in 2022, and optional use base board heating upgraded in 2021. The roof is approximately six years old. Boat, fish, or just enjoy the water views out back or relax while observing the vessels navigating the intracoastal waterway out front. This full brick waterfront home is in the much desirable Bells Island subdivision with no HOA. There is an optional club house membership available for neighborhood residents. All interior furniture conveys with the property. Be sure to put this on your short list of must-see properties!